Central Bank of India- Cent-Liquid

Cent Liquid Scheme

Name of the Scheme	CENT LIQUID – Scheme for Financing against Shares and Debentures.
Target Group	Individuals who are the bonafide owners of the shares / debentures and are maintaining DEMAT account with Depository Participant.
Nature of Facility	In the form of Over draft or Demand Loan.
Purpose	Financing against dematerialized Shares and Debentures
Security	Shares in dematerialised form only. The lien with Depository Participant should be marked in Banks favour.
Margin	50% on the value of the shares worked out on the basis of Average market price for last 6 months or the current market price whichever is lower.
Quantum	Maximum Rs.20.00 lakhs
Repayment	On Demand or 12 months whichever is earlier. The limit may be reviewed on annual basis and renewed on merits.
Rate of Interest	REPO BASED LENDING RATE w.e.f 30.05.2020 RBLR = Repo + Spread + Credit Spread Low / Medium Risk =4.00+7.15+0.00=11.15.% High Risk=4.00+7.15+.020= 11.35%

Loan Application Forms

Loan type	Forms
Application Form 1 for Loan of Rs.5 Crore to Rs.15 Crore	Download Word Document Format Download PDF Format
Application Form 2 for Loan of Rs.15 Crore to Rs.40 Crore	Download Word Document Format Download PDF Format
Application Form 3 for Loan of Rs.40 Crore and above	Download Word Document Format Download PDF Format
Standardised Common Loan Application Form for Agriculture Credit	Download PDF Document Form
Common Application Form (Required for all loan schemes).	Download Word Document Format Download PDF Format
Cent Buy	Download Word Document Format Download PDF Format
Cent Computer	Download Word Document Format Download PDF Format
Cent Liquid	Download Word Document Format Download PDF Format
Cent Mortgage	Download Word Document Format Download PDF Format
Cent Trade	Download Word Document Format Download PDF Format
Cent Vyapari	Download Word Document Format Download PDF Format
Housing Loan Application	Download Word Document Format Download PDF Format
Cent Home Loan Plus	Download Word Document Format Download PDF Format
Cent Suvidha	Download Word Document Format Download PDF Format
Cent Vehicle	Download Word Document Format Download PDF Format
Cent Vidyarthi	Download Word Document Format Download PDF Format
Cent School	Download Word Document Format Download PDF Format
Teacher's Loan	Download Word Document Format Download PDF Format
Cent Rental	Download Word Document Format Download Word Document Format Download PDF Format Download PDF Format
Cent Doctor	Download Word Document Format Download PDF Format
Cent Swabhiman	Download Word Document Format Download PDF Format
Personal Loan for Pensioners	Download Word Document Format Download PDF Format
Personal Loan to Employees of Corporate Sector	Download Word Document Format Download PDF Format
Personal Loan to Employees of Non-Corporate Sector	Download Word Document Format Download PDF Format
Loan to LIC Agents	Download Word Document Format Download PDF Format
Loan to MSEs	Download PDF Format
Cent Sahyog (form for upto 10 lakhs)	Download PDF Format
Cent Sahyog (form for above 10 lakhs)	Download PDF Format
Application for Agricultural Loans	Download PDF Format

Page Under Construction