| NO. |
Features |
Rural |
Semi-Urban |
Urban |
Metro |
Service Charges |
| 1 |
Initial Deposit Amount for Opening of the A/c |
Rs.250 |
Rs.500 |
Rs.1000 |
Rs.1000 |
|
| 2 |
Monthly average balance required to be maintained |
Rs. 50000 |
Rs. 50000 |
Rs. 100,000 |
Rs. 100,000 |
As per bank new service charges circular no 2128 dated .22.08.2019 |
| 3 |
Non maintenance of MAB charges in cent premium account |
MMB between Rs. 25000 to Rs.50000
Shortfall <= 50% Rs.35.00
Shortfall > 50% but <75% Rs. 45.00
Shortfall >75% Rs.50.00
MMB less than Rs.25000
Shortfall <= 50% Rs.50.00
Shortfall > 50% but <75% Rs 65.00
Shortfall >75% R. 75.00
|
MMB between Rs. 25000 to Rs.50000
Shortfall <= 50% Rs.100.00
Shortfall > 50% but <75% Rs. 135.00
Shortfall >75% Rs.150.00
MMB less than Rs.25000
Shortfall <= 50% Rs.115.00
Shortfall > 50% but <75% Rs 155.00
Shortfall >75% R. 175.00
|
MMB between Rs. 50000 to
Rs.100000
Shortfall <= 50% Rs.135.00
Shortfall > 50% but <75% Rs. 175.00
Shortfall >75% Rs.200.00
MMB less than Rs.50000
Shortfall <= 50% Rs.185.00
Shortfall > 50% but <75% Rs 250.00
Shortfall >75% R. 280.00
|
MMB between Rs. 50000 to Rs.100000
Shortfall <= 50% Rs.200.00
Shortfall > 50% but <75% Rs. 265.00
Shortfall >75% Rs.300.00
MMB less than Rs.50000
Shortfall <= 50% Rs.265.00
Shortfall >50% but <75% Rs 350.00
Shortfall >75% Rs.400.00
|
|
| 4 |
Free Cheque Books (per annum) |
60 leaves Free |
100 leaves Free |
150 leaves Free |
200 leaves
Free
|
30 leaves free per annum. Above 30 leaves Rs.3/- per leaf for Rural and semi urban and Rs 4/metro and urban |
| 5 |
Debit-cum-ATM Card(Primary/Add-on) |
Free |
Free |
Free |
Free |
|
| 6 |
Internet/SMS/Phone Banking Facility |
Free |
Free |
Free |
NIL |
|
| 7 |
Online Tax Payment Facility |
Free |
Free |
Free |
NIL |
|
| 8 |
Stop Payment Instruction Charges |
Free
Assumption: One stop payment per quarter
|
Free
Assumption: One stop payment per quarter
|
Free
Assumption: One stop payment per quarter
|
Free
Assumption: One stop payment per quarter
|
|
| 9 |
Standing Instructions Regn |
Free |
Free |
Free |
Free |
|
| 10 |
Account Statement through e-mail/e-Statement (fortnightly) |
Free |
Free |
Free |
Free |
|
| 11. |
Issuance of Balance Certificate/Interest Certificate |
Free |
Free |
Free |
Free |
|
| 12 |
Duplicate ATM Card |
25% concession |
50% concession |
75% concession |
Free |
|
| 13 |
DD (per quarter) |
FREE
upto Rs.2.50lacs
Per Annum |
FREE
upto Rs.2.50lacs Per Annum |
FREE
upto Rs.5.00lacs Per Annum |
FREE
upto
Rs.5.00lacs
Per Annum |
|
| 14 |
RTGS/NEFT Services free (per quarter) |
5 no. free per Quarter Max amt
Rs.5 lacs per transaction |
10.no Free per Quarter Max amt Rs.5 lcas per transaction
|
15.no Free per Quarter Max amt Rs.5 lcas per transaction
|
20.no Free per Quarter
Max amt
Rs.5 lcas per transaction |
As per CO/R. Mob/AGM/2016-17/50 dated 29.08/2016 |
| 15 |
Concession in Cash Deposit Charges
- Base Branch
- Local/Outstation Non Base Branch
|
Free
Free
|
Free
Free
|
Free
Free
|
Free
Free |
N.A. |
| 16 |
Concession in Cash Withdrawal Charges
- Base Branch
-
Local/Outstation Non Base Branch
|
Free
Free
Assumption: Five transactions per quarter amt Rs.100,000 per transaction |
Free
Free
Assumption
: Five transactions per quarter amt Rs.100,000 per transaction |
Free
Free
Assumption
: Five transactions per quarter amt Rs.100,000 per transaction |
Free
Free
Assumption: Five transactions per quarter amt Rs.100,000 per transaction |
|
| 17 |
Demat Account Maintenance Charges
(In select Branches which are authorized to open these accounts) |
N.A. |
N.A. |
N.A. |
N.A. |
|
| 18 |
Rebate on Locker Rent (subject to availability) |
20% concession on one year rent on normal charges on
A type
Assumption: One locker Rent Rs.1000 |
30% concession on one year rent on normal charges on A type
Assumption: One locker Rent Rs.1000 |
40% concession on one year rent on normal charges
A type
Assumption: One locker Rent Rs.1000 |
50% concession on one year rent on normal charges
A type
Assumption: One locker Rent Rs.1000 |
|
| 19 |
Concession on Processing Charges on Car Loan & Housing Loan
|
Full waiver of processing charges for the Cent Premium account holders under Retail Lending schemes of housing loan & vehicle loan. |
As per our circular no 1017. Dated 21/11/2012 |
| 20 |
Preferred Banking Services |
yes |
yes |
yes |
yes |
|