| NO. |
Features |
Rural |
Semi-Urban |
Urban |
Metro |
| 14 |
Issuance of P.O. / DD (per quarter) |
FREE upto Rs.2.50lacs Per Annum |
FREE upto Rs.2.50lacs Per Annum |
FREE upto Rs.5.00lacs Per Annum |
FREE upto Rs.5.00lacs Per Annum |
| 15 |
RTGS / NEFT Services free (per quarter) |
5 Nos.Free per quarter. Max. Amt upto Rs.5 lacs per transaction |
10 Nos. Free per quarter. Max. Amt upto Rs.5 lacs per transaction |
15 Nos. Free per quarter. Max. Amt upto Rs.5 lacs per transaction |
20 Nos.Free per quarter. Max. Amt upto Rs.5 lacs per transaction |
| 16 |
Concession in Cash Deposit Charges
i. Base Branch
ii. Local/Outstation Non Base Branch |
Free
Free |
Free
Free |
Free
Free |
Free
Free |
| 17 |
Concession in Cash Withdrawal Charges
i. Base Branch
ii. Local/Outstation Non Base Branch |
Free
Free
Upto 5 transaction |
Free
Free
Upto 5 transaction |
Free
Free
Upto 5 transaction |
Free
Free
Upto 5 transaction |
| 18 |
Demat Account Maintenance Charges
(In select Branches which are authorized to open these accounts) |
N.A. |
N.A. |
75% concession on normal charges |
Free |
| 19 |
Rebate on Locker Rent (subject to availability) |
20% concession on one year rent on normal charges on A type |
30% concession on one year rent on normal charges on A type |
40% concession on one year rent on normal charges on A type |
50% concession on one year rent on normal charges on A type |
| 20 |
Concession on Processing Charges on Car Loan & Housing Loan |
Full waiver of processing charges for the Cent Premium account holders under Retail Lending schemes of housing loan & vehicle loan. |
| 21 |
Door Step Banking ( Cash Pick up upto Rs.2 crore & Cash delivery upto Rs.50 lacs only)
(For each request of Deposit/Delivery of cash should be Min. Rs.1 lac)
In select centres where such services are offered
|
N.A. |
N.A. |
N.A. |
N.A. |
| 22 |
Preferred Banking Services |
Yes |
Yes |
Yes |
Yes |
| 23 |
Charges for non Maintenance of minimum quarterly average balance |
Rs.200 Qtly |
Rs.500 Qtly |
Rs.750 Qtly |
Rs.1000 Qtly |