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CENT Bachat Khata

With a view to make basic banking services available to vast section of the society, Central Bank of India has launched the No-Frills Savings Deposit Account "Cent Bachat Khata". The broad features of the product are:

  • Any person of twelve years of age can open this account individually or joint with another person/s. Account can be opened in the name of minor with natural guardian.
  • An account can be opened with initial deposit of Rs.50/-. Minimum balance of Rs.50/-
  • No service charges for non maintenance of the minimum balance.
  • 50 (Fifty) withdrawals per year free of charge.
  • One cheque book per year free of charge.
  • Total credits in a year should not exceed Rs.1,00,000/- lac and balance in the account should not exceed Rs.50,000/- in all accounts taken together.
  • Nomination facility is available.
  • For introduction simplified KYC procedure is applicable. Bank's existing client who has fulfilled full KYC norms can introduce the customer's identity and certify the address.
  • Account can be opened in any Branch of Bank.
  • In BSBD/PMJDY accounts ,4 debit transactions(including ATM,digital transaction etc. in a month excluding premium or installments of PMSBY/PMJJBY/APY) is allowed.
  • There is no limit for credit transactions

Deposit Account Opening Form

For Individual (Click This Link For Detailed Instructions)
Click Here To Download

KYC Information

Click Here To Download

Part I

Customer Information Form
Click Here To Download

Part II

Deposit Account Opening Form
Click Here To Download
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