CentralBank of India-MSME
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  • SC/ST and /or Women Entrepreneurs, above 18 years of age.
  • Loans only for Greenfield projects i.e. first time venture of the beneficiary in the manufacturing or services or trading centre.
  • Non-individual enterprises, 51% of the shareholding and controlling stake should be held by either SC/ST and/or Women Entrepreneur
  • Borrower should not be in default to any Bank / FI.

Projects/Activities Covered:

Manufacturing /Services Or Trading Sector

  • Greenfield Enterprises in the Non-Farm sector Set up by Such SC/ST and or Women Beneficiaries
  • Existing Units or Units for Expansion purpose are not eligible under the scheme.

Loan Amount:

Composite Loan Between Rs. 10 lacs to 100 lacs inclusive of T/L & W/C component.

Guarantee Cover/ Collateral:

  • Covered by Credit Guarantee Scheme for Stand Up India .
  • In case borrower does not want to pay guarantee fee and offers collateral security, loan can be sanctioned against collateral security.

Rate of Interest:

  1. For Loan covered under 100% Collateral Security Flat rate of interest @ MCLR
  2. For Loan covered under Guarantee Scheme Flat rate of MCLR + 0.50%

Loan can applied through Stand Up India Portal i.e.www.standupmitra.in

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