| NO. |
Item |
Description |
| 1 |
Eligible institutions |
- Central and State Government entities, Educational Institutes & PSUs (minimum group of 10 employees)
- Private corporates and SMEs (minimum group of 10 employees)
|
| Salary Account Features and Benefits |
| 2 |
Balance required in Salary Account |
ZERO balance requirement with ZERO maintenance charges |
| 3 |
ATM /Debit Card |
RUPAY PLATINUM CARD , No Charges on issuance or renewal ( At present Rs. 2 lakh Accident cover available free of cost ) |
| 4 |
Overdraft facility |
Pre-approved overdraft facility at attractive rates; Can be operated using the same ATM / Debit card |
| 5 |
Auto Sweep Facility |
Fixed Deposits will be auto created after a threshold amount of 25,000 in multiples of 5,000 |
| 6 |
Conversion to Pension Account |
Easily convertible to pension account on retirement. |
| Ease of Transactions with CBI CSSS Salary Account |
| 7 |
Branch Access |
Access at any CBI branch or ATM across India; Flexibility to Withdraw/ Deposit/ Transfer from any Branch in India |
| 8 |
Cash Deposit / Cash Withdrawal |
Unlimited from home branches
FREE Up to 50,000 from non-home branches , per day |
| 9 |
Internet / Tele / Mobile Banking / |
FREE along with Monthly e-account statement |
| 10 |
NEFT / RTGS |
FREE , without any limits . |
| 11 |
Standing instructions |
FREE |
| 12 |
Utility Bill Payment through Net banking |
FREE |
| 13 |
ATM transactions |
FREE at CBI ATMs (up to 40,000 per day)
Five FREE transactions at other bank ATMS |
| 14 |
Cheque book |
Personalized Multicity cheques, 80 leaves free per year free |
| 15 |
Demand Draft / Bankers Cheque |
Five FREE DDs / BCs per quarter; (subject to per day limit of INR 1 Lakh) |
| 16 |
Processing Charges on all types of Retail Loans |
Fully waived if availed by a SB- Cent Samarth account holder. |
| 17 |
Locker Rent |
50% rebate in rent on one Small Locker |