Personal Loan
Central Bank Logo


Benefits for Salaried Individuals

Salary Accout product CENT SAMARTH for account holders comprise a Savings Account (Zero Balance) and a pre-approved Overdraft facility, which can be operated by the same ATM /Debit Card. Key features include the following.

NO. Item Description
1 Eligible institutions
  • Central and State Government entities, Educational Institutes & PSUs (minimum group of 10 employees)
  • Private corporates and SMEs (minimum group of 10 employees)
Salary Account Features and Benefits
2 Balance required in Salary Account ZERO balance requirement with ZERO maintenance charges
3 ATM /Debit Card RUPAY PLATINUM CARD , No Charges on issuance or renewal ( At present Rs. 2 lakh Accident cover available free of cost )
4 Overdraft facility Pre-approved overdraft facility at attractive rates; Can be operated using the same ATM / Debit card
5 Auto Sweep Facility Fixed Deposits will be auto created after a threshold amount of 25,000 in multiples of 5,000
6 Conversion to Pension Account Easily convertible to pension account on retirement.
Ease of Transactions with CBI CSSS Salary Account
7 Branch Access Access at any CBI branch or ATM across India; Flexibility to Withdraw/ Deposit/ Transfer from any Branch in India
8 Cash Deposit / Cash Withdrawal Unlimited from home branches
FREE Up to 50,000 from non-home branches , per day
9 Internet / Tele / Mobile Banking / FREE along with Monthly e-account statement
10 NEFT / RTGS FREE , without any limits .
11 Standing instructions FREE
12 Utility Bill Payment through Net banking FREE
13 ATM transactions FREE at CBI ATMs (up to 40,000 per day)
Five FREE transactions at other bank ATMS
14 Cheque book Personalized Multicity cheques, 80 leaves free per year free
15 Demand Draft / Bankers Cheque Five FREE DDs / BCs per quarter; (subject to per day limit of INR 1 Lakh)
16 Processing Charges on all types of Retail Loans Fully waived if availed by a SB- Cent Samarth account holder.
17 Locker Rent 50% rebate in rent on one Small Locker
(c) 2016 Central Bank of India. All rights reserved
You are visitor no.: 14756993