CentralBank of India-Rural Agri Banking
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Cent FPO Scheme



Collectivization of Farmer Producer Organization (FPOs) has emerged as a potential tool to transform Indian agriculture into a sustainable business by taking advantage of the scale by aggregation of input, demand, produce aggregation and collective marketing, and value addition, thus realizing the optimal returns for their produce.


Farmer Producer Organizations (FPOs)/Farmer producer Companies (FPCs)


Nature of facility


* Term Loan/Cash Credit/OD Book Debts against receivables

Non Fund Based (NFB) Limits- Bank Gaurantee(BG)  


Quantum of Loan

Farm Credit- Corporate Farmers- (FPOs/FPCs) up to Rs 5.00 Crores



Term Loan/CC/BGs- 25%
OD Book Debts- 40%




* Primary Security - Hypothecation of Stock/Book Debts/plants & machineries. EM on land and Building
* Collateral – Upto Rs 2 Crore-NIL

above Rs.2 Crore- 150% of limit
Interest Rate


Upto Rs 3,00,000/-
Above Rs 3.00 lakh to Rs 10.00 lacs
Above Rs 10 lakhs upto Rs.100 lakhs
Above Rs 100.00 Lakhs


MCLR + 1.35%
MCLR + 2.50%
MCLR + 3.00%
As per rating of borrower
Processing Charges


* Upto Rs 25,000/- : Nil .
* Above Rs 25,000/- upto Rs.500 Lac:Rs 120/-per lac or part thereof subject to Max Rs50,000/-

Documentation Charges


Upto Rs 2 lakh- NIL
>Rs 2 Lakh to 25 Lakh- Rs 50/- per Lakh or part thereof Max Rs 1000/-
>Rs 25 Lakh to 50Lakh- Rs 75/-per Lakh or part thereof Max Rs 3000/-
>Rs 50 Lakh to 1Crores- Rs 100/- per Lakh or part thereof Max. Rs 7500/- >Rs 1 Crore to 100 Crore- Rs.100/- per Lakh or part thereof Max Rs.15000/-



* CC/OD- To be renewed every year. *Term Loan- Max 8 years (including max moratorium of 18 months)

For further details, please contact our nearest branch.
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